your legacy
together.
Josefina Zafra













I’m available to you 7 days a week.
I’ll keep you updated annually and bi-annually.
We can do your application offline or online.
I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

I’m available to you 7 days a week.
I’ll keep you updated annually and bi-annually.
We can do your application offline or online.
I’m partnered with some of the Best Rated Life Insurance Companies in Canada.
"Our passion is to empower you to take that burden of trying to figure it out yourself, and we help you achieve your financial goals with high-quality service with a free consultation."
Like many who arrive in Canada, I carried a suitcase full of dreams and a heart full of hope. But as I navigated my new life, I quickly realized that dreams also require a new understanding – an understanding of a system that was foreign to me, especially when it came to financial literacy.
Working two jobs isn't easy when you have children, I prayed to God to give me an additional source of income without sacrificing the time for my family.
In 2019 a friend presented a business opportunity to me and I enrolled right away to study HLLQP to get a License as an Independent Insurance Agent.
My primary goal was to understand how financial systems work in Canada, how to make your money work for you (like the Rule of 72) Along the way, I realized that more people need to know how to navigate these systems effectively to secure their future and to protect their families.
Together, we can continue empowering Canadians to take control of their finances, build wealth, and secure their future. If you're looking for guidance on how to achieve your financial goals, feel free to reach out—I’m always here to help!
Lastly, Financial knowledge is for everyone.
"Our work Changes Lives."
My Story
Like many who arrive in Canada, I carried a suitcase full of dreams and a heart full of hope. But as I navigated my new life, I quickly realized that dreams also require a new understanding – an understanding of a system that was foreign to me, especially when it came to financial literacy.
Working two jobs isn't easy when you have children, I prayed to God to give me an additional source of income without sacrificing the time for my family.
In 2019 a friend presented a business opportunity to me and I enrolled right away to study HLLQP to get a License as an Independent Insurance Agent.
My primary goal was to understand how financial systems work in Canada, how to make your money work for you (like the Rule of 72) Along the way, I realized that more people need to know how to navigate these systems effectively to secure their future and to protect their families.
Together, we can continue empowering Canadians to take control of their finances, build wealth, and secure their future. If you're looking for guidance on how to achieve your financial goals, feel free to reach out—I’m always here to help!
Lastly, Financial knowledge is for everyone.
"Our Work Changes Lives."
We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.
We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.
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